Who runs this site
This website is run by Stefan Gauci Scicluna, working across Malta and the United Kingdom. If you have a question about these terms, email stefan.gauci.scicluna@gmail.com.
The content is information, not advice
The essays, articles and pages on this site are general information and my own commentary. They are not legal, financial, compliance or other professional advice, and you should not treat them as a substitute for advice tailored to your situation. If you want advice on your own organisation, that is a separate, paid engagement governed by its own written agreement, not by this site. Nothing on this site creates a client relationship on its own.
Accuracy and availability
I take care to be accurate and to cite sources, but I do not warrant that everything on the site is complete, current or error free, and I may change or remove content at any time. I also do not promise that the site will always be available or free of faults.
Intellectual property
Unless stated otherwise, the writing, cartoons and design on this site are mine. You are welcome to read, share a link, and quote a short passage with clear attribution and a link back. You may not republish a whole piece, or use the content commercially, without my written permission. To ask, email stefan.gauci.scicluna@gmail.com.
Links to other sites
Some pages link to other websites, including publishers that have carried my work. Those sites are not under my control, and a link is not an endorsement. I am not responsible for their content or their handling of your data.
Liability
To the extent the law allows, I am not liable for any loss arising from your use of, or reliance on, this site or its content. Nothing in these terms limits any liability that cannot be limited by law, and your statutory rights are not affected.
Your data
How the site handles cookies, analytics and any personal data you send is set out in the privacy notice.
Governing law
These terms are governed by Maltese law. This does not remove any mandatory protection you have under the consumer or data protection law of the country you live in.
Changes
If these terms change, this page is updated and the date at the top changes with it.